To help you achieve your dreams, here is the A to Z of the things you should remember:

A – Avoid negative sources, people, places, things
and habits.

B - Believe in yourself.

C - Consider things from every angle.

D – Don’t give up and don’t give in.

E – Enjoy life today—yesterday is gone, tomorrow may
never come.

F - Family and friends are hidden treasures, seek them and
enjoy their riches.

G - Give more than you planned to.

H – Hang on to your dreams.

I – Ignore those who try to discourage you.

J – Just do it!

K – Keep trying no matter how hard it seems—it will get easier.

L - Love yourself first and most.

M – Make it happen.

N - Never lie, cheat or steal; always strike a fair deal.

O – Open your eyes and see things as they really are.

P – Practice makes perfect.

Q – Quitters never win, and winners never quit.

R – Read, study and learn about everything important in your life.

S – Stop procrastinating.

T - Take control of your own destiny.

U - Understand yourself to better understand others.

V - Visualize it!

W – Want it more than anything.

X – Xcellerate your efforts.

Y - You are unique of all God’s creations, nothing can replace you.

Z - Zero in on your target and go for it!

Author: Anonymous

Handling your finances, for what I've known from my parents and other relatives, is one of the most hard thing to learn. This requires full responsibility and practicality. I would sometimes talk to my aunts' horror stories about budgeting. Most of them are really having shortage on cash (although they wouldn't include in the list the mothers ring they bought haha), especially in our time that almost all things are increasing in price. Their expenses for this payday almost exceeded their allotted budget.

I just hope these tips would get them right back on track.

Start making a list. Set aside a notebook for this. Jot down all your assets(what you own), your revenue(what you earn) and your liabilities(what you owe). I believe keeping receipts would be helpful, so that you can examine and evaluate your spending.

Control your money. Stick to your budget plan. Do not be manipulated by your money. Instead, take control of it.

It happens to everyone - last minute expenses, unexpected bills, unforeseen costs. You don't have time to worry about where the cash is coming from, how you're going to get it, or when it will arrive.

Honestly, I haven’t always liked the idea of credits or loans because I’ve heard of the statement that ‘the borrower is servant to the lender’ which is true. But sometimes,like what I have said earlier, emergency situations arise. So what are the other options?

Thank God I got my very first Eon Visa Debit Card! :) Thanks UNIONBANK.

Maybe you're wondering why I prefer to use debit card instead of a credit card. Hmm. The answer is... I'm not just into the idea of borrowing money I haven't earned yet. :)

Yes, I am very much glad to have conscientious circles of friends who, I should say, have a sensible spending habits, even if they have credit cards. BUT, I've also heard of friends of friends' terrible stories on credit card bills running on the roof making them run on treadmill of debts.

BC Bloggers? Actually, it was my first time to hear about this. By the time my friend added me in the group Pinoy Bloggers, I'm not that really active there. I never knew that this BC Bloggers was mentioned in one of the threads, and is organized by a lovely blogger,Mommy Paula. I just heard about this when my friend urged me to join here. Then, I find it interesting, since it was what every blogger needs.

On one of the post I've read, it is said BC Bloggers have been helping bloggers fill their blogrolls the fast and easy way.

Here at BC Bloggers our motto is:

"We don't have to beg for links."

Planning is important when you do anything. And when it comes to something as important as monetizing your blog, planning becomes even more essential.

It has been a year since I have started blogging. And now, I have decided to monetize my blog.

First, I registered in PayPal. My blogger friends tell me that, first, I should have an account there because that's where most of my profit will be placed. After that, I consulted Mr. Google and read over some articles about monetizing a blog. I have read that registering your own domain will have its advantages especially when you plan to monetize your blog.

It’s a beauty quirk of most girls: wishing for long and straight hair when they have corkscrew tresses, or craving for curls when they have straight hair. This is why we have curling irons and hair ironing tools- or perm solutions and rebonding.

                To be truthful, long and sleek hair wins more points in the popularity derby (the same reason why I decided to do the rebonding for my hair). It’s because naturally curly hair is not easy for everyone to accept and love. Curly hair is sometimes thought to be coarse and given to unruliness. Notice how short, naturally curly hair turns into a frizzy mess at the first sign of rain or elevated humidity? Mid-length curly styles, meantime, seem to unravel halfway through the workday and before long, the mass of unruly curls resembles a bird’s nest.

 

Lipstick stains away!

Lipstick stains on counters, floors, and on some types of material can be removed with just a few dabs of WD 40.

 

Handy hanger trick

When packing a skirt for a trip, throw two (2) clothespins into your bag, too. Make sure they are the kind with springs. You can use them to convert a regular wire hanger, like you find in a hotel room, into a skirt hanger.

I am hoping that the first post regarding household tips really helped you :) There is more to come! :)





Emergency Antiseptic


For the cuts and scrapes, use white distilled vinegar as an antiseptic.

Guess what soothes tired skin?

White vinegar promotes skin health. Rub on tired, sore or swollen areas.

Need to learn- or relearn- Homemaking 101 to keep your home neat and tidy? Let's hear it from the experts...


Post-It does it


     Did you make a change to a cookbook recipe and want to remember it for the future? Write it down on a Post-It note and stick it right on that page.

New use for old hosiery

Fill in a section of hose with dried herbs such as rosemary or lavender, then tie off and hang in the closet or bathroom. Makes a great sachet.