I know I should officially announce that my blog is now http://www.simplypochi.com/. I have started my blog with Blogspot for over a year now and I have decided to dotcomize my blog. :) I have read and heard from my blogger friends that registering your own domain will have its advantages especially when you plan to monetize your blog. I know it’s a given but why not enjoy the perks while you are at it. It’s all about your own choices and options right?

Marriage and Beyond is celebrating its 4th anniversary and part of it is giving away exciting prizes for 4 winners.  I'm sure you'll definitely love the prizes at stake in their contest, just how they hooked my attention! :) This is made possible by their ever generous sponsors: Life as Experienced Daily and Church in Makati.

Here are the lovely prizes you would surely want to have in your bucket:

Handling your finances, for what I've known from my parents and other relatives, is one of the most hard thing to learn. This requires full responsibility and practicality. I would sometimes talk to my aunts' horror stories about budgeting. Most of them are really having shortage on cash (although they wouldn't include in the list the mothers ring they bought haha), especially in our time that almost all things are increasing in price. Their expenses for this payday almost exceeded their allotted budget.

I just hope these tips would get them right back on track.

Start making a list. Set aside a notebook for this. Jot down all your assets(what you own), your revenue(what you earn) and your liabilities(what you owe). I believe keeping receipts would be helpful, so that you can examine and evaluate your spending.

Control your money. Stick to your budget plan. Do not be manipulated by your money. Instead, take control of it.

It happens to everyone - last minute expenses, unexpected bills, unforeseen costs. You don't have time to worry about where the cash is coming from, how you're going to get it, or when it will arrive.

Honestly, I haven’t always liked the idea of credits or loans because I’ve heard of the statement that ‘the borrower is servant to the lender’ which is true. But sometimes,like what I have said earlier, emergency situations arise. So what are the other options?